Richard currently works for Sompo International as their Lead Calibration Actuary. Previously he held positions at StarStone, Enstar, Towers Watson, and EMB. Richard has shared ideas on risk model innovation through his blog (www.wellredd.uk) and by presenting at the Institute's capital modelling seminar. He also contributes to open source software projects and the CrossValidated and StackOverflow communities on StackExchange. Richard's interests currently relate to designing models that are interpretable and that blend statistical inference with expert judgement. Richard enjoys travelling with his wife and playing tennis but during the Covid crisis has had to make do with dreaming about the next getaway and playing online chess.